Deep Dive: the $2T bridge to the future of money.
Inside the future that will carry the next $100 trillion in transactions.
On Sunday, I shared 5 signals about the future of money:
Time has decoupled from money
It’s never been easier to become a millionaire or broke
Digital assets are the new store of wealth
Abundance is currency
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Today, we’re diving into the 5th signal which is more technical but it’s also the most tactical.
Stablecoins as the middle path between traditional finance and a fully decentralized value system.
Then what comes after.
The US dollar lost 20% of its purchasing power between 2020 and 2025.
The kind of erosion that turns $100K in savings into $80K in real terms while the Fed keeps printing… the M2 money supply has expanded by $6T over the same period.
Central banks are technically insolvent.
The Fed is carrying a $225B deferred asset which is accounting speak for “we’re paying more interest on deposits than we’re earning on the bonds we bought.” The ECB (European Central Bank) lost €7.9B in 2024.
Banking confidence sits at generational lows.
The system works until it doesn’t.
Is crypto the salve?
Today, crypto remains unusable for most of the population. 716M people own crypto globally, but only 40-70M actively transact on-chain. The other 650M are sitting on assets they don’t know how to leverage.
For now, we have a gap.
Into this gap… stablecoins surge.
$314B in market cap as of October 2025. Up 57% this year.
September 2025: stablecoins processed over $1T in volume in a single month. For all of 2024, stablecoin transaction volume hit $27.6 trillion… more than Visa and Mastercard combined.
Stablecoins are the pragmatic middle path between a failing currency system and an immature decentralized alternative.
They are not the endgame.
Stablecoins are training wheels for the next financial system —